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What is a form SR-22?

If you have ever had a fun night out with your friends, you know that driving home drunk may lead to a DUI, or driving while intoxicated charge. You could end up in police custody and charged with a DUI. Your court costs are only one part of the problem. You could lose your license, do jail time, and, when you do get to drive again, you could end up with really expensive insurance.

Getting a DWI, driving while intoxicated, charge can be a shattering experience for you. Facing your insurance premiums after this can be just as bad. You could be designated a "high risk driver" once your insurer is notified. Sometimes, your insurer drops you altogether. You could have to find new insurance altogether.

In the state of Kansas, you will have to provide a form SR-22 from your insurer; this proves that you have liability insurance for the department of motor vehicles. You have to have this form if you apply for your license and ability to drive.

The form SR-22 serves basically as a red flag about your conviction and will require your insurance company to notify the department if they cancel your insurance. The onus is on you to ensure that you have been free and clear of DUI. You have to show the Department of Motor Vehicles that you have maintained a policy with your insurance company for five years in order to maintain a valid driver's license.

You may want to enlist the help of someone who knows the ins and outs of the law of Kansas to help you maintain your license.

Source: FindLaw, "DUI and Insurance: rates and form SR-22," accessed Dec. 14, 2015

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